:root{--navy:#12385f;--blue:#135892;--orange:#e87832;--light:#f4f8fc;--ink:#24334a;--border:#dce6ef}
*{box-sizing:border-box}html{scroll-behavior:smooth}body{font-family:system-ui,-apple-system,Segoe UI,Roboto,Arial,sans-serif;margin:0;color:var(--ink);line-height:1.67;background:white}
a{color:var(--blue)}.wrap{max-width:1120px;margin:auto;padding:0 24px}
nav{padding:15px 0;border-bottom:1px solid var(--border);background:#fff;position:sticky;top:0;z-index:5}
nav .inner{display:flex;justify-content:space-between;align-items:center;gap:16px}.brand{font-weight:900;color:var(--navy);letter-spacing:.3px}
.links{display:flex;gap:18px;font-size:14px;flex-wrap:wrap}.links a{text-decoration:none;font-weight:600}
.hero{background:linear-gradient(125deg,#f7fbff 8%,#eaf4fc 94%);padding:52px 0 54px}.hero-grid{display:grid;grid-template-columns:1fr 1.05fr;gap:36px;align-items:center}
.eyebrow{font-size:12px;color:var(--orange);font-weight:800;letter-spacing:2px}h1{font-size:clamp(31px,4vw,51px);line-height:1.12;letter-spacing:-1px;color:var(--navy);margin:12px 0}h2{color:var(--navy);font-size:29px;line-height:1.2;margin:0 0 16px}h3{color:var(--navy);margin:0 0 8px;font-size:18px}.lead{font-size:17px;color:#4a637b}
.hero img{width:100%;display:block;filter:drop-shadow(0 18px 16px #223a541c);border-radius:8px}.small{font-size:13px;color:#5c6e80}.facts{display:flex;flex-wrap:wrap;gap:8px;margin:22px 0}.pill{background:#e1edf7;color:#10406b;font-size:13px;font-weight:800;border-radius:50px;padding:8px 14px}
.button{display:inline-flex;align-items:center;justify-content:center;gap:9px;padding:11px 17px;border-radius:8px;font-weight:800;text-decoration:none;background:var(--blue);color:#fff;border:1px solid var(--blue);margin:3px 8px 3px 0}.button.secondary{background:white;color:var(--blue);border-color:#b9cedf}.button:hover{filter:brightness(.94)}
section{padding:58px 0}.muted{background:var(--light)}.grid{display:grid;grid-template-columns:repeat(3,minmax(0,1fr));gap:18px}
.card{border:1px solid var(--border);border-radius:14px;background:white;padding:22px;box-shadow:0 6px 20px #1b3f6220}.card .symbol{font-size:28px}.card p{margin:4px 0;color:#50657a}.flow{display:grid;grid-template-columns:repeat(4,1fr);gap:13px}.flow article{background:white;border:1px solid #d6e4ee;border-top:4px solid var(--orange);padding:17px;border-radius:9px}.flow b{color:var(--orange)}
.gallery{display:grid;grid-template-columns:1fr 1fr;gap:18px}.gallery figure{margin:0;border:1px solid var(--border);border-radius:12px;padding:18px;background:white}.gallery img{width:100%;height:250px;object-fit:contain}.gallery figcaption{font-size:14px;text-align:center;color:#53687e}
.table-scroll{overflow-x:auto}table{border-collapse:collapse;width:100%;font-size:14px}th{background:var(--navy);color:white;text-align:left}td,th{border:1px solid var(--border);padding:11px 15px;vertical-align:top}tbody tr:nth-child(even){background:#f3f7fb}
.doc-grid{display:grid;grid-template-columns:1fr 1fr;gap:16px}.doc{border:1px solid var(--border);padding:22px;border-radius:12px;background:#fff}.doc strong{display:block;color:var(--navy);font-size:19px}
.warn{border-left:4px solid var(--orange);padding:16px;background:#fff5ee;color:#755032;margin-top:20px}
details{border-bottom:1px solid var(--border);padding:12px 0}summary{font-weight:700;color:var(--navy);cursor:pointer}details p{margin:8px 0 4px}footer{background:#102d4c;color:#d8e4f0;padding:26px 0;font-size:13px}
@media(max-width:800px){.hero-grid,.grid,.gallery,.doc-grid{grid-template-columns:1fr}.flow{grid-template-columns:1fr 1fr}.gallery img{height:200px}}
@media(max-width:520px){.flow{grid-template-columns:1fr}.links{display:none}section{padding:36px 0}}